JAMCI Financials Insurance General Agency

Non-Life

Non-life Insurance is designed to protect what you’ve worked hard for — your home, business, car, and even your livelihood. Whether it’s a fire, car accident, or unforeseen events, it ensures that you won’t have to start from scratch when things go wrong.

Full vehicle protection covering accidents, theft, and damage, keeping you on the road with peace of mind. 

Suited For: 

  • Filipino drivers 
  • Families with personal vehicles 
  • First-time car owners 
  • Long-distance commuters 


Product Benefits: 

  • Covers accident-related damages and theft 
  • Roadside assistance for emergencies 
  • Third-party liability included 
  • Easy claims process for quick repairs 

Covers damages to your home caused by fire, providing financial assistance for rebuilding or repairs. 

Suited For: 

  • Filipino homeowners 
  • Families securing their properties 
  • Landlords protecting their rental units 
  • Homebuyers looking for peace of mind 

Product Benefits: 

  • Full coverage for fire-related damage 
  • Fast claims process for repairs and rebuilding 
  • Includes coverage for home contents 
  • Affordable premiums for essential protection 

Optional Riders

Adjust your plan to fit your unique needs with this comprehensive range of added benefits.

Provides financial support in the event of death, disablement, or dismemberment caused by an accident. 

Suited For: 

  • Filipinos with physically demanding jobs 
  • Frequent travelers or drivers 
  • Individuals seeking extra protection against unforeseen accidents 

Product Benefits: 

  • Lump-sum payout in case of accidental death 
  • Financial aid for permanent disablement 
  • Coverage for partial or complete dismemberment 

Offers financial protection if you’re permanently unable to work due to disability. 

Suited For: 

  • Working professionals with dependents 
  • Filipinos in high-risk occupations
  • Self-employed individuals seeking income security 

Product Benefits: 

  • Lump-sum benefit to cover medical and living expenses 
  • Income replacement during permanent disability 
  • Financial security for your family 

Provides regular income if you’re permanently disabled and unable to work. 

Suited For: 

  • Breadwinners of the family 
  • Individuals without emergency savings 
  • Freelancers and self-employed Filipinos 

Product Benefits: 

  • Monthly income to support daily needs 
  • Coverage for long-term care and recovery 
  • Peace of mind knowing you’ll still have income 

Financial support for treatment of serious illnesses like cancer, stroke, or heart disease. 

Suited For: 

  • Filipinos with a family history of serious illnesses 
  • Middle-aged adults looking for health protection 
  • Individuals seeking a backup fund for critical illnesses 

Product Benefits: 

  • Lump-sum payment upon diagnosis of critical illness 
  • Helps cover treatment, recovery, and living expenses 
  • Reduces financial strain on family members 

Receive a daily cash allowance for each day you’re confined in the hospital. 

Suited For: 

  • Filipinos without full health coverage 
  • Individuals frequently exposed to health risks 
  • Families with limited access to medical insurance 

Product Benefits: 

  • Daily cash payout to cover hospital expenses 
  • Applicable for both public and private hospitals 
  • Reduces out-of-pocket costs for hospital stays 

Offers financial support for your family in times of medical or emergency needs. 

Suited For: 

  • Families looking for added protection 
  • Filipinos who prioritize family health security 
  • Breadwinners seeking extra coverage for loved ones 

Product Benefits: 

  • Quick cash aid during emergencies 
  • Can be used for medical, legal, or funeral expenses 
  • Gives peace of mind in uncertain times 

Provides financial protection for motorcyclists in the event of accidents or injuries. 

Suited For: 

  • Motorcycle owners and drivers 
  • Filipinos who use motorcycles for daily transportation 
  • Delivery riders and couriers 

Product Benefits: 

  • Coverage for motorcycle accidents and injuries 
  • Financial aid for medical treatments 
  • Protection against third-party liabilities 

Covers the cost of doctor-prescribed medicines for outpatient treatments. 

Suited For: 

  • Filipinos with chronic conditions 
  • Individuals needing frequent medication 
  • Families looking for comprehensive healthcare coverage 

Product Benefits: 

  • Reimbursement for prescribed medicines 
  • Reduces the financial burden of ongoing treatments 
  • Allows access to a wider range of medications 

Access to 24/7 medical assistance, including ambulance services and telemedicine. 

Suited For: 

  • Elderly individuals and high-risk patients 
  • Families living in remote areas 
  • Filipinos needing quick access to medical advice 

Product Benefits: 

  • Immediate access to medical professionals anytime 
  • Ambulance service for emergency transport 
  • Reduces waiting time for medical consultations 

Provides protection against legal liabilities to third parties in case of vehicular accidents. 

Suited For: 

  • Car owners in the Philippines 
  • Filipinos looking to comply with vehicle registration requirements 
  • Drivers seeking added third-party protection 

Product Benefits: 

  • Coverage for bodily injury or death of third parties 
  • Legal defense and settlement expenses 
  • Meets government insurance requirements 

A flexible life insurance plan that adapts to your financial needs and goals. 

Suited For: 

  • Young professionals building financial security 
  • Filipinos starting a family 
  • Individuals looking for personalized insurance solutions 

Product Benefits: 

  • Flexible coverage and premium options 
  • Life protection with potential savings growth 
  • Tailored to meet changing financial goals 

Provides travel protection, including emergency medical coverage and assistance. 

Suited For: 

  • Frequent travelers for leisure or work 
  • Filipinos going on international trips 
  • Families traveling abroad with children 

Product Benefits: 

  • Coverage for medical emergencies abroad 
  • Access to travel assistance services 
  • Financial protection for trip cancellations or delays 

Provides financial aid to cover funeral and burial expenses in case of death. 

Suited For: 

  • Filipinos looking for peace of mind for end-of-life expenses 
  • Families seeking to ease the financial burden of funeral costs 
  • Individuals without substantial savings or emergency funds 

Product Benefits: 

  • Lump-sum payout for funeral and burial services 
  • Can be used to cover immediate funeral expenses 
  • Helps reduce the financial strain on surviving family members 

Your peace of mind starts here.

Scroll to Top